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Selected Banking Indicators

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Date : Oct 12, 1998
SELECTED BANKING INDICATORS 1947-1997 - TABLE 2: LIABILITIES AND ASSETS OF COMMERCIAL BANKS IN INDIA - 1947-1997 (Part 2 of 2)
            (Amount in Rs. lakh)
  As on 31st December
Year 1975 1976 1977 1978 1979 1980 1981
               
Assets              
11. Cash 169774 201632 295206 401181 550000 653658 797257
(i)  In hand and with RBI and 132197 153147 241591 310882 449832 481664 586517
   SBI              
(ii)  Balances with other banks 17219 26464 27227 52770 56277 92612 108173
(iii)  Balances with other banks 20358 22021 26388 37529 43891 79382 102567
   in savings and fixed deposit              
   accounts              
               
12. Money at call and short notice 24808 27115 47224 39057 53539 67884 80611
               
13. Investments 459993 570954 702477 874392 1058480 1266427 1489312
(i)  Securities of Central and 444474 548905 673862 844337 1022153 1224570 1445160
   State Governments and              
   Trustee Securities              
(ii)  Shares 2809 3188 3584 4383 4387 4617 4638
(iii)  Debentures and bonds 8384 12761 16606 17083 21585 23899 25035
(iv)  Others @ 4326 6100 8425 8589 10355 13341 14479
               
14. Advances 1061672 1380077 1581330 1947647 2285078 2726732 3405415
(i)  Loans & advances, Cash 856655 1152564 1318621 1614825 1909096 2294059 2896761
   Credit and overdrafts              
(ii)  Bills purchased and 205017 227513 262709 332822 375982 432673 508654
discounted              
               
15. Fixed Assets 15759 18153 20701 23114 26167 30080 36811
               
16. Other Assets 44708 62764 88601 146680 169312 213436 238215
               
17. Loss 11 14 80 104 128 200 497
Total Assets 2011985 2512816 3146830 3987717 4856293 5823323 7110821

Notes: 1. @ including gold              
  2. Total assets are inclusive of contra items.          
  3. See item-wise explanation of the table          

TABLE 2: LIABILITIES AND ASSETS OF COMMERCIAL BANKS IN INDIA - 1947-1997 (Contd.)
               
            (Amount in Rs. lakh)
  As on 31st December
Year 1982 1983 1984 1985 1986 1987 As on
              31-3-1989
               
No. of reporting banks 205 231 256 270 276 277 277
               
Liabilities              
1. Capital 18837 17403 18390 65080 106173 126606 169335
               
2. Reserve fund & other reserves 65059 80777 91172 120910 135189 186765 203514
               
3. Deposits and other accounts 6191603 7365609 8695376 10321341 12248194 14128293 17349211
       (i)  Fixed 3310635 3982334 4671682 5700319 6841151 8110886 10095743
      (ii)  Savings 1535996 1813105 2222375 2514218 2917923 3405207 3880616
     (iii)  Current & contingency              
             accounts 1326518 1568275 1798292 2099396 2477169 2574996 3349140
     (iv)  Others 18454 1895 3027 7408 11951 37204 23712
               
4. Borrowings from other 499513 595418 777508 869684 920638 1317729 1935786
banks, agents, etc.              
               
5. Bills Payable 158743 168148 213294 245561 294600 289654 549949
               
6. Bills for collection being bills 523560 560232 559318 641135 811351 763949 1168050
receivable per contra              
               
7. Other liabilities 209782 257028 340793 451660 413135 702124 1025694
               
8. Acceptances, endorsements 754240 657226 864702 954671 1093867 1278837 2281213
and other obligations per contra              
               
9. Profit carried to next year’s              
account
 2661
 3367
 3795
 5198
 10950
 14317
 17552
10. Total liabilities 8423998 9705208 11564348 13675240 16034097 18808274 24700304

Note: 1. See item-wise explanation of the table            
  2. The data presented as on 31st March 1989 relate to the period of 15 months, from January 1987 to March 1989
  due to change in financial year from January-December to April-March.      

TABLE 2: LIABILITIES AND ASSETS OF COMMERCIAL BANKS IN INDIA - 1947-1997 (Contd.)
               
            (Amount in Rs. lakh)
  As on 31st December
Year 1982 1983 1984 1985 1986 1987 As on
              31-3-1989
Assets              
11. Cash 918861 1035497 1465788 1805270 1946046 2342399 3233728
(i)  In hand and with RBI and 717480 795711 1139689 1345405 1607692 2012710 2785302
  SBI              
(ii)  Balances with other banks 111020 150781 208911 302573 152079 171208 251174
(iii)  Balances with other banks 90361 89005 117188 157292 186275 158481 197252
  in savings and fixed              
  deposit accounts              
               
12. Money at call and short notice 129180 183127 181943 335447 301093 399484 350529
               
13. Investments 1717601 2177307 2449377 3033780 3883866 4739966 5754854
(i)  Securities of Central and 1666546 2112054 2359583 2943101 3738607 4437427 5358411
    State Governments and              
   Trustee Securities              
(ii)  Shares 9715 10145 12427 5046 5051 9394 14526
(iii)  Debentures and bonds 26219 32968 34967 39401 74374 179986 257601
(iv)  Others @ 15121 22140 42400 46232 65834 113159 124316
               
14. Advances 4009729 4618015 5525781 6235537 7167179 8140482 10632744
(i)  Loans & advances, Cash 3461344 4049764 4861235 5564494 6385204 7292045 9442671
   Credit and overdrafts              
(ii)  Bills purchased and              
   discounted 548385 568251 664546 671043 781975 848437 1190073
               
15. Fixed Assets 45189 54768 66528 76171 89538 100328 125566
               
16. Other Assets 324690 417222 447003 587144 731760 1029480 1134398
               
17. Loss 948 1814 3908 6085 9397 13349 19222
Total Assets 8423998 9705208 11564348 13675240 16034097 18808274 24700304

Notes: 1. @ including gold.              
  2. Total assets are inclusive of contra items.          
  3. See item-wise explanation of the table            

TABLE 2: LIABILITIES AND ASSETS OF COMMERCIAL BANKS IN INDIA - 1947-1997 (Concld.)
                 
              (Amount in Rs. lakh)
  As on 31st March
Year 1990 1991 1992 1993 1994 1995 1996 1997
                 
No. of reporting banks 274 274 275 275 274 282 288 296
Liabilities                
1. Capital 207368 330929 422493 490747 1222270 1731265 1798312 1721875
                 
2. Reserve fund & other 263612 347931 451105 684401 887990 1224292 1772521 2455669
reserves                
3. Deposits and other 18204686 21110891 24959833 28992265 34018778 39843520 45064807 53634247
accounts                
(i)  Fixed 10479929 12331850 14354623 17962287 20799678 23861110 27737387 34152369
(ii)  Savings 4597653 5216159 5898223 6094829 7402207 9131819 10280605 11046798
(iii)  Current 3127104 3562882 4706987 4935149 5816893 6850591 7046815 8435080
                 
4. Borrowings from other 1386749 2065114 1637069 2211400 1158601 1929467 3361783 2184795
banks, agents, etc.                
                 
5. Bills Payable 386569 372925 666049 640999 994990 1166228 994955 1551534
                 
6. Other liabilities 5442486 6287848 7005567 4230850 5702414 6428485 7376771 8395374
                 
7. Branch Adjustments 352509 513469 717633 630807 641030 490991 532170 623997
                 
8. Profit carried to next 125322 167341 236852 176325 265292 333638 472546 644585
year’s account
  
  
  
  
  
  
  
  
9. Total liabilities
 26369301
 31196448
 36096601
 38057794
 44891365
 53147886
 61373865
 71212076

Note: See item-wise explanation of the tables.

TABLE 2: LIABILITIES AND ASSETS OF COMMERCIAL BANKS IN INDIA - 1947-1997 (Concld.)
                 
            (Amount in Rs. lakh)
  As on 31st March
Year 1990 1991 1992 1993 1994 1995 1996 1997
                 
Assets                
10. Cash 3197053 3451035 3858969 4359194 5228421 6660672 7681249 6700267
(i)  In hand 185814 226578 251464 284590 272170 303104 360643 441695
(ii)  Balances with Reserve 2788994 2973638 3279307 3710644 4631687 5960517 6867558 5740447
   Bank of India                
(iii)  Balances with other 222245 250819 328198 363960 324564 397051 453048 518125
   banks in India in current              
   Account                
11. Money at call and short notice 320160 321689 444048 579677 488058 536022 855061 975435
                   
12. Investments 6871519 7976609 9956497 11796067 15421299 17502069 19135819 23116715
(i)  Securities of Central and 6498328 7613042 9140757 10618287 13466619 14803309 16316643 19019769
   State Government and                
   other approved                
   Securities                
(ii)  Shares, Debentures and 126816 86041 207953 414950 805178 1321428 1390233 1945452
   bonds                
(iii)    Others @ 246375 277526 607787 762830 1149502 1377332 1428943 2151494
                 
13. Advances 10954122 12878506 14228559 16573194 17929459 22433086 26636415 29310497
(i)  Loans & advances,Cash 9886101 11510404 12695245 14888343 15905509 19919334 23635057 26509905
   credit and overdrafts                
(ii)  Bills purchased and 1068021 1368102 1533314 1684851 2023950 2513752 3001358 2800592
   Discounted                
14.  Fixed Assets 134191 154340 194490 286743 419659 601036 810679 967569
                 
15.Branch Adjustments 279663 464922 483787 471064 1099438 380616 548235 2265892
                 
16. Other Assets 4586538 5903096 6906942 3857699 4145153 5018926 5549962 7466837
                 
17. Balances held abroad 26055 46251 23309 134156 159878 15459 156445 408864
Total Assets 26369301 31196448 36096601 38057794 44891365 53147886 61373865 71212076
Note: See item-wise explanation of the tables.

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