Skip to main content
Language
हिंदी
Click here to
Visit the RBI’s new website
Search the Website
Search
Home
About Us
Notifications
Press Releases
Speeches & Media Interactions
Speeches
Media Interactions
Memorial Lectures
Publications
Annual
Half-Yearly
Quarterly
Bi-monthly
Monthly
Weekly
Occasional
Reports
Working Papers
Legal Framework
Act
Rules
Regulations
Schemes
Research
External Research Schemes
RBI Occasional Papers
Working Papers
RBI Bulletin
History
DRG Studies
KLEMS
State Statistics and Finances
Statistics
Data Releases
Database on Indian Economy
Public Debt Statistics
Regulatory Reporting
List of Returns
Data Definition
Validation rules/ Taxonomy
List of RBI Reporting Portals
FAQs of RBI Reporting Portals
Home
Publications
Annual
Handbook of Statistics on Indian States
publications
(15 kb) or
(183 kb)
Date :
Nov 15, 2023
Table 151: State-wise Credit-Deposit Ratio of Scheduled Commercial Banks - According to Place of Utilisation
(As at end-March)
(Per cent)
Region/State/Union Territory
2004
2005
2006
2007
2008
2009
2010
2011
2012
NORTHERN REGION
56.8
62.2
67.9
71.2
70.1
71.1
74.9
83.4
89.6
Haryana
59.6
63.2
69.6
68.4
67.2
74.0
76.1
85.6
94.5
Himachal Pradesh
42.7
50.9
53.0
51.1
51.3
47.1
51.0
48.6
45.0
Jammu & Kashmir
41.7
50.9
52.7
60.9
56.3
47.3
47.8
35.7
34.1
Punjab
45.7
49.7
56.3
65.3
76.1
65.5
73.0
92.9
83.2
Rajasthan
62.8
76.5
86.0
90.9
100.0
87.5
96.6
95.8
96.1
Chandigarh
107.0
97.0
85.8
101.1
95.8
119.9
133.7
119.8
114.5
Delhi
57.9
62.5
68.0
69.6
64.4
68.8
70.6
80.8
93.8
Ladakh
-
-
-
-
-
-
-
-
-
NORTH-EASTERN REGION
33.7
44.6
52.3
48.6
48.3
39.2
39.1
36.3
37.8
Arunachal Pradesh
25.2
30.0
41.6
46.0
57.7
33.9
34.4
27.4
28.4
Assam
35.7
41.9
49.1
52.5
49.8
41.5
40.5
38.9
40.3
Manipur
31.8
42.6
51.8
55.6
50.3
37.1
44.8
36.6
33.2
Meghalaya
42.6
85.7
113.9
41.2
41.1
34.6
32.7
29.6
28.2
Mizoram
39.7
59.1
53.7
58.4
65.5
60.2
57.7
49.8
41.9
Nagaland
15.2
23.2
23.2
31.9
43.9
31.6
40.2
27.5
47.6
Tripura
24.7
29.0
33.9
36.2
36.8
31.5
31.6
33.2
31.7
EASTERN REGION
45.2
50.4
55.6
60.6
58.2
50.8
53.5
53.3
52.5
Bihar
26.9
31.4
40.0
49.0
45.0
26.6
29.7
31.6
31.7
Jharkhand
26.9
30.6
31.6
33.3
40.2
35.7
36.8
35.6
34.3
Odisha
58.6
74.7
78.7
72.6
62.4
55.7
58.1
55.7
50.6
Sikkim
23.0
29.3
44.8
51.2
53.7
53.7
49.5
62.4
57.9
West Bengal
53.8
56.8
61.4
68.4
65.8
62.2
64.8
65.1
65.1
Andaman & Nicobar Islands
42.2
43.8
49.2
56.6
75.0
38.1
41.1
39.1
41.6
CENTRAL REGION
39.9
45.8
50.0
52.3
54.6
48.7
51.0
50.9
50.7
Chhattisgarh
44.9
49.9
52.5
58.3
66.0
52.3
55.1
56.1
56.1
Madhya Pradesh
50.1
61.2
67.2
64.6
65.9
61.9
63.7
60.1
60.7
Uttar Pradesh
38.0
42.2
46.3
50.4
52.6
46.5
47.4
48.2
47.4
Uttarakhand
23.4
29.1
30.9
32.1
31.6
28.6
38.2
39.1
39.0
WESTERN REGION
63.2
71.8
78.9
77.3
76.0
77.0
74.7
74.1
80.7
Goa
27.3
30.3
27.6
30.0
33.6
26.6
27.9
31.1
30.1
Gujarat
54.8
60.9
75.3
88.4
97.8
74.6
75.2
74.4
78.1
Maharashtra
66.5
75.9
81.3
76.5
73.1
78.7
75.8
75.0
82.5
Dadra & Nagar Haveli
118.8
110.8
136.7
116.4
121.9
87.7
92.9
56.2
60.5
Daman & Diu
49.8
48.3
45.7
57.1
58.2
49.1
44.7
43.8
33.8
SOUTHERN REGION
72.7
83.9
90.8
96.6
96.8
94.1
94.8
98.3
99.3
Andhra Pradesh
70.9
83.3
86.2
91.2
97.2
104.9
109.7
114.9
119.8
Karnataka
69.0
80.5
93.4
99.8
94.3
82.8
80.4
76.3
74.7
Kerala
47.8
57.5
64.3
63.8
66.4
61.7
64.5
73.8
75.7
Tamil Nadu
96.1
105.4
109.3
118.6
117.0
115.2
113.5
119.4
119.5
Lakshadweep
10.0
23.7
41.6
24.7
14.9
7.5
7.7
8.8
9.6
Puducherry
42.6
43.9
48.7
51.5
50.1
55.8
59.2
63.7
69.9
Telangana
-
-
-
-
-
-
-
-
-
ALL INDIA
58.2
66.0
72.4
75.0
74.4
72.6
73.3
75.6
79.0
TABLE 151: STATE-WISE CREDIT-DEPOSIT RATIO OF SCHEDULED COMMERCIAL BANKS ACCORDING TO PLACE OF UTILISATION (Concld.)
(As at end-March)
(Per cent)
Region/State/Union Territory
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
NORTHERN REGION
89.5
93.6
91.8
87.4
79.1
81.9
87.1
85.7
78.2
77.7
77.5
Haryana
86.0
88.5
85.2
82.6
69.1
67.6
68.0
64.8
59.8
60.7
64.6
Himachal Pradesh
41.6
37.8
36.6
33.6
31.1
31.8
31.8
31.2
32.0
33.1
34.2
Jammu & Kashmir
37.2
40.4
42.5
44.7
40.4
43.6
46.0
46.2
48.9
52.2
56.6
Punjab
78.9
81.3
76.8
71.7
71.2
68.3
62.2
59.4
57.4
56.5
56.2
Rajasthan
102.9
91.4
90.1
76.3
71.6
80.7
85.8
83.9
81.9
83.4
86.6
Chandigarh
123.1
122.4
110.2
100.0
103.5
115.4
114.1
107.5
99.4
91.4
77.9
Delhi
94.9
105.1
105.0
102.9
91.9
96.3
108.6
110.7
96.6
95.6
92.6
Ladakh
-
-
-
-
-
-
-
36.6
35.4
36.9
41.6
NORTH-EASTERN REGION
35.3
36.6
35.2
39.3
38.2
41.0
41.9
42.2
46.1
46.4
50.0
Arunachal Pradesh
38.4
24.8
29.1
29.1
25.1
30.3
23.2
25.3
30.2
25.1
28.2
Assam
37.2
39.9
37.2
43.4
42.1
44.0
45.8
44.4
48.1
50.7
54.2
Manipur
30.2
34.0
34.5
42.3
39.7
45.1
49.8
59.1
60.1
66.3
76.2
Meghalaya
24.6
28.6
26.9
25.2
26.3
30.8
31.0
35.5
37.9
32.3
38.0
Mizoram
38.7
40.5
39.9
41.7
37.8
38.2
41.5
36.8
42.2
45.7
47.4
Nagaland
33.5
32.5
34.1
34.7
33.1
34.8
35.7
37.9
57.3
43.8
50.1
Tripura
35.7
32.5
34.0
35.9
36.5
41.4
42.1
42.8
42.6
43.3
42.6
EASTERN REGION
52.2
51.1
48.4
46.8
43.0
44.1
43.3
44.0
43.9
44.7
47.5
Bihar
35.0
34.8
34.3
34.5
32.0
34.0
35.4
37.2
41.2
44.2
48.5
Jharkhand
35.8
33.0
30.6
30.7
29.1
30.6
28.9
30.4
31.5
32.6
36.0
Odisha
50.9
46.2
43.9
43.3
40.5
40.5
41.2
42.2
42.9
43.5
46.7
Sikkim
37.5
37.3
37.0
35.2
31.6
29.7
30.3
31.7
36.3
41.8
43.4
West Bengal
63.3
63.9
60.3
57.3
52.5
53.8
51.9
51.8
49.2
49.0
50.7
Andaman & Nicobar Islands
38.9
38.5
39.3
43.6
42.4
42.7
42.1
44.1
46.5
51.1
52.0
CENTRAL REGION
53.6
51.8
51.3
53.2
48.7
50.5
52.1
51.6
51.3
53.1
56.1
Chhattisgarh
61.0
61.5
63.4
66.3
65.0
65.9
66.2
65.2
66.8
70.0
76.4
Madhya Pradesh
57.4
63.3
57.6
63.5
63.4
67.7
71.0
72.1
70.7
70.4
75.2
Uttar Pradesh
53.0
48.0
48.9
49.6
43.0
43.9
45.2
44.3
44.2
46.4
48.8
Uttarakhand
37.3
36.7
35.2
35.8
35.3
37.8
38.7
37.8
36.7
37.5
38.5
WESTERN REGION
79.9
80.3
80.9
88.3
88.5
90.0
90.4
86.7
78.1
77.5
82.8
Goa
29.5
30.2
28.2
29.0
27.6
28.1
27.3
26.3
25.8
25.9
26.5
Gujarat
81.5
81.0
79.0
82.4
75.2
82.2
87.6
82.8
79.5
81.7
80.6
Maharashtra
80.8
81.3
82.7
91.4
94.0
94.1
93.0
89.4
79.2
77.8
85.0
Dadra & Nagar Haveli
60.3
52.9
36.2
40.2
41.5
53.8
67.8
64.7
52.4
51.2
52.6
Daman & Diu
34.2
34.0
33.6
29.2
35.3
32.8
29.5
-
-
-
-
SOUTHERN REGION
99.3
97.4
92.4
92.1
86.6
93.2
94.2
91.6
86.3
87.6
93.6
Andhra Pradesh
116.0
115.9
108.3
109.6
104.4
114.1
124.3
128.9
135.2
142.7
149.2
Karnataka
76.5
76.5
72.6
75.4
71.2
75.7
75.1
69.9
63.2
64.3
69.2
Kerala
74.0
67.8
65.4
63.0
61.2
65.5
67.5
66.2
64.0
63.3
67.6
Tamil Nadu
122.2
120.6
117.5
112.4
103.8
110.8
111.6
109.2
103.8
103.7
109.4
Lakshadweep
9.9
8.6
9.1
10.5
8.4
7.1
8.2
8.7
7.9
9.6
10.3
Puducherry
80.4
80.8
74.4
69.4
66.3
66.8
69.4
66.5
67.2
65.8
69.2
Telangana
-
-
107.8
111.5
103.6
115.1
113.1
110.5
99.3
103.4
111.9
ALL INDIA
78.8
79.0
77.1
78.4
73.8
76.7
78.3
76.5
71.7
72.1
75.8
-: Nil/Not Applicable/Negligible.
Note: Since 2020 figures for Dadra & Nagar Haveli include Daman & Diu as well.
Source: Basic Statistical Returns of Scheduled Commercial Banks in India, Reserve Bank of India, various issues.
Top