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Date : Dec 27, 2023
Appendix Table V.11: Financial Indicators of State Co-operative Agriculture and Rural Development Banks
(At end-March)
(Amount in ₹ lakh)
Sr. No. Region/State/UT Branches Profit / Loss NPAs to Loans ratio (%) Recovery Ratio (At end-June) (%)
2022 2021 2022P 2021 2022P 2020 2021P
1 2 3 4 5 6 7 8 9
  Northern region 212 2,945 -6,055 51.2 56.2 23.3 20.1
1 Haryana @ 19 2,381 -4,897 76.1 77.6 12.5 11.6
2 Himachal Pradesh # 51 101 185 36.4 34.3 46.7 42.6
3 Jammu & Kashmir* 51 -1,462 -2,283 41.5 49.4 30.6 30.7
4 Punjab @ 89 247 273 32.3 45.3 41.6 32.9
5 Rajasthan @ 2 1,679 667 52.9 53.8 20.8 18.2
  North-eastern region 5 -63 -38 99.4 100.0 8.0 12.1
6 Assam* - - - - - - -
7 Tripura* 5 -63 -38 99.4 100.0 8.0 12.1
  Eastern region 11 1,060 615 23.5 24.5 32.9 41.3
8 Bihar* - - - - - - -
9 Odisha @ - - - - - - -
10 West Bengal # 11 1,060 615 23.5 24.5 32.9 41.3
  Central region 323 2,323 491 83.7 70.5 25.5 29.1
11 Chhattisgarh @ - - - - - - -
12 Madhya Pradesh @ - - - - - - -
13 Uttar Pradesh* 323 2,323 491 83.7 70.5 25.5 29.1
  Western region 176 1,150 2,929 61.4 58.5 32.0 32.5
14 Gujarat* 176 1,150 2,929 61.4 58.5 32.0 32.5
15 Maharashtra @ - - - - - - -
  Southern region 67 8,991 9,892 10.3 15.9 80.0 70.7
16 Karnataka @ 25 2,411 2,930 27.1 33.0 44.0 32.2
17 Kerala @ 16 2,646 2,930 6.1 11.1 100.0 84.0
18 Puducherry* 1 -15 15 13.2 8.1 89.7 67.8
19 Tamil Nadu @ 25 3,948 4,018 11.9 22.0 80.7 81.2
  All India 794 16,407 7,834 33.1 35.4 47.1 43.5
@ : Federal structure. # : Mixed structure. * : Unitary structure. -: Not applicable.
Notes: 1. Components may not add up to the exact total/s due to rounding off.
2. In Chhattisgarh, the short-term co-operative credit structure merged with long-term during 2014-15. Also, Assam, Bihar, Odisha, Madhya Pradesh and Maharashtra are no longer functional SCARDBs.
3. Recovery for the financial year is taken as on 30th June.
4. P- Provisional.
Source: NABARD.

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