| (₹ Crore) | | Sector | Outstanding as on | | Jul 28, 2023 | Aug 25, 2023 | Sep 22, 2023 | Oct 20, 2023 | Nov 17, 2023 | Dec 29, 2023 | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | | Non-food credit | 14782375 | 14900791 | 15132454 | 15405968 | 15580294 | 15918206 | | | (14165434) | (14298590) | (14540013) | (14819537) | (14999695) | (15345134) | | 1 Agriculture and Allied Activities | 1826031 | 1835215 | 1862538 | 1909689 | 1927724 | 1991008 | | 2 Industry (Micro and Small, Medium and Large) | 3380957 | 3423736 | 3489700 | 3498444 | 3529759 | 3594212 | | | (3363118) | (3405466) | (3471775) | (3480929) | (3512271) | (3576973) | | 2.1 Micro and Small | 644363 | 655556 | 662065 | 681561 | 687740 | 702319 | | 2.2 Medium | 270729 | 272435 | 277614 | 280698 | 283701 | 290336 | | 2.3 Large | 2465866 | 2495745 | 2550021 | 2536185 | 2558317 | 2601557 | | 3 Services | 4039465 | 4076334 | 4166060 | 4246053 | 4297367 | 4443778 | | | (3916253) | (3945244) | (4040721) | (4122861) | (4175901) | (4324463) | | 3.1 Transport Operators | 204076 | 206113 | 209425 | 214249 | 217895 | 223095 | | 3.2 Computer Software | 22790 | 22953 | 24160 | 24665 | 25595 | 26706 | | 3.3 Tourism, Hotels and Restaurants | 72955 | 73913 | 75767 | 75595 | 76146 | 76621 | | 3.4 Shipping | 6977 | 6571 | 6642 | 6620 | 6719 | 6976 | | 3.5 Aviation | 39667 | 39063 | 39218 | 39419 | 39746 | 44326 | | 3.6 Professional Services | 146789 | 148659 | 152272 | 153152 | 154906 | 156386 | | 3.7 Trade | 903950 | 911267 | 937960 | 960254 | 944579 | 974551 | | 3.7.1 Wholesale Trade1 | 473895 | 469729 | 482405 | 499151 | 490944 | 506039 | | 3.7.2 Retail Trade | 430055 | 441538 | 455555 | 461103 | 453635 | 468512 | | 3.8 Commercial Real Estate | 438109 | 437615 | 442202 | 445596 | 450340 | 458080 | | | (342807) | (347124) | (354751) | (359499) | (365537) | (373674) | | 3.9 Non-Banking Financial Companies (NBFCs)2 of which, | 1356108 | 1360082 | 1396680 | 1444262 | 1461765 | 1520234 | | 3.9.1 Housing Finance Companies (HFCs) | 320132 | 311387 | 308711 | 322128 | 304460 | 328787 | | 3.9.2 Public Financial Institutions (PFIs) | 182924 | 179094 | 193196 | 190547 | 190672 | 212038 | | 3.10 Other Services3 | 848044 | 870098 | 881734 | 882240 | 919676 | 956803 | | | (834324) | (845131) | (858200) | (859184) | (897036) | (935526) | | 4 Personal Loans | 4809161 | 4876136 | 4934424 | 5002636 | 5059824 | 5173253 | | | (4339908) | (4406885) | (4463519) | (4527260) | (4580142) | (4686997) | | 4.1 Consumer Durables | 22113 | 22164 | 21881 | 22178 | 23568 | 24284 | | 4.2 Housing (Including Priority Sector Housing) | 2487282 | 2505634 | 2527201 | 2561961 | 2591488 | 2637781 | | | (2048387) | (2064714) | (2084215) | (2114041) | (2138836) | (2177901) | | 4.3 Advances against Fixed Deposits (Including FCNR(B),NRNR Deposits. etc) | 110319 | 112334 | 114851 | 114983 | 113944 | 118330 | | 4.4 Advances to Individuals against share, bonds, etc. | 7566 | 7668 | 7764 | 7812 | 7775 | 8025 | | 4.5 Credit Card Outstanding | 207605 | 230657 | 230259 | 240635 | 244668 | 251843 | | 4.6 Education | 103399 | 106578 | 109772 | 110852 | 112045 | 114955 | | 4.7 Vehicle Loans | 531534 | 536214 | 544599 | 553141 | 564750 | 579580 | | 4.8 Loans against gold jewellery | 94555 | 99626 | 97426 | 98747 | 99063 | 100723 | | 4.9 Other Personal Loans | 1244787 | 1255262 | 1280670 | 1292327 | 1302522 | 1337732 | | | (1215037) | (1227513) | (1253324) | (1265407) | (1275994) | (1311739) | | 5 Priority Sector (Memo) | - | - | - | - | - | - | | 5.1 Agriculture and Allied Activities4 | 1835737 | 1851818 | 1881206 | 1934682 | 1956972 | 2005383 | | 5.2 Micro and Small Enterprises5 | 1748225 | 1786828 | 1818843 | 1849999 | 1872250 | 1914264 | | 5.3 Medium Enterprises6 | 434298 | 438500 | 449895 | 461751 | 460621 | 469534 | | 5.4 Housing | 765099 | 725674 | 737700 | 743034 | 740774 | 747897 | | | (667805) | (624808) | (637057) | (643177) | (641710) | (649904) | | 5.5 Educational Loans | 59932 | 60127 | 60715 | 61110 | 60993 | 61823 | | 5.6 Renewable Energy | 4605 | 4727 | 4872 | 5007 | 2081 | 5389 | | 5.7 Social Infrastructure | 2571 | 2566 | 2581 | 2607 | 6512 | 2567 | | 5.8 Export Credit | 8920 | 9215 | 8930 | 8016 | 12308 | 12940 | | 5.9 Others | 52978 | 50079 | 51048 | 59384 | 48858 | 53282 | | 5.10 Weaker Sections including net PSLC- SF/MF | 1455992 | 1443758 | 1498137 | 1555822 | 1531851 | 1571355 | | (Continued) |
| TABLE 170 : DEPLOYMENT OF BANK CREDIT BY MAJOR SECTORS (Concld.) | | (₹ Crore) | | Sector | Outstanding as on | | Jan 26, 2024 | Feb 23, 2024 | Mar 22, 2024 | Apr 19, 2024 | May 31, 2024 | Jun 28, 2024 | | 1 | 8 | 9 | 10 | 11 | 12 | 13 | | Non-food credit | 15999075 | 16166861 | 16409083 | 16476192 | 16741162 | 16846879 | | | (15445839) | (15630456) | (15878397) | (15955374) | (16230083) | (16346648) | | 1 Agriculture and Allied Activities | 2009090 | 2032170 | 2071251 | 2115986 | 2139047 | 2159559 | | 2 Industry (Micro and Small, Medium and Large) | 3586425 | 3616918 | 3652804 | 3655455 | 3703160 | 3728156 | | | (3569346) | (3599906) | (3635810) | (3639138) | (3687080) | (3712270) | | 2.1 Micro and Small | 710740 | 715104 | 726315 | 731994 | 736404 | 731625 | | 2.2 Medium | 292053 | 298923 | 303998 | 309427 | 313398 | 316322 | | 2.3 Large | 2583632 | 2602890 | 2622490 | 2614034 | 2653358 | 2680209 | | 3 Services | 4457085 | 4515479 | 4592227 | 4605915 | 4681338 | 4707069 | | | (4341029) | (4412072) | (4490467) | (4509188) | (4587710) | (4616040) | | 3.1 Transport Operators | 227091 | 227697 | 230175 | 234760 | 243074 | 242193 | | 3.2 Computer Software | 26312 | 27023 | 25917 | 24774 | 25787 | 26677 | | 3.3 Tourism, Hotels and Restaurants | 76956 | 76132 | 77513 | 77054 | 78408 | 78351 | | 3.4 Shipping | 7104 | 6856 | 7067 | 6884 | 6908 | 7019 | | 3.5 Aviation | 44372 | 43720 | 43248 | 44998 | 45556 | 45360 | | 3.6 Professional Services | 161390 | 161758 | 167234 | 173429 | 179919 | 172138 | | 3.7 Trade | 987612 | 1009471 | 1025752 | 1020885 | 1054824 | 1059459 | | 3.7.1 Wholesale Trade1 | 518664 | 531859 | 538744 | 537086 | 556014 | 557604 | | 3.7.2 Retail Trade | 468948 | 477612 | 487008 | 483799 | 498810 | 501856 | | 3.8 Commercial Real Estate | 459751 | 463452 | 469013 | 468803 | 479120 | 483297 | | | (377941) | (393894) | (400470) | (402521) | (415390) | (421756) | | 3.9 Non-Banking Financial Companies (NBFCs)2 of which, | 1503363 | 1514950 | 1548027 | 1564519 | 1568073 | 1555496 | | 3.9.1 Housing Finance Companies (HFCs) | 337673 | 337759 | 325626 | 330115 | 331251 | 328232 | | 3.9.2 Public Financial Institutions (PFIs) | 210586 | 213661 | 226963 | 232074 | 226676 | 197127 | | 3.10 Other Services3 | 963135 | 984420 | 998281 | 989810 | 999668 | 1037078 | | | (942207) | (963850) | (978198) | (969994) | (980290) | (1018174) | | 4 Personal Loans | 5214317 | 5264256 | 5331290 | 5346354 | 5456633 | 5486107 | | | (4745292) | (4790694) | (4852210) | (4863453) | (4995156) | (5091342) | | 4.1 Consumer Durables | 24147 | 23969 | 23713 | 23577 | 24683 | 24123 | | 4.2 Housing (Including Priority Sector Housing) | 2658077 | 2680411 | 2718715 | 2741455 | 2786598 | 2798568 | | | (2214950) | (2232346) | (2264677) | (2283135) | (2349060) | (2427447) | | 4.3 Advances against Fixed Deposits (Including FCNR(B),NRNR Deposits. etc) | 116831 | 120192 | 125239 | 121868 | 123334 | 126533 | | 4.4 Advances to Individuals against share, bonds, etc. | 7340 | 8401 | 8492 | 8472 | 9262 | 9357 | | 4.5 Credit Card Outstanding | 258503 | 258107 | 257016 | 259641 | 267979 | 273044 | | 4.6 Education | 117186 | 118708 | 119380 | 119125 | 121102 | 121990 | | 4.7 Vehicle Loans | 577200 | 582053 | 589251 | 594034 | 602270 | 603829 | | 4.8 Loans against gold jewellery | 101115 | 102008 | 102562 | 101552 | 116777 | 123776 | | 4.9 Other Personal Loans | 1353918 | 1370408 | 1386921 | 1376631 | 1404629 | 1404889 | | | (1328312) | (1345193) | (1362113) | (1352213) | (1380790) | (1381337) | | 5 Priority Sector (Memo) | - | - | - | - | - | - | | 5.1 Agriculture and Allied Activities4 | 2028944 | 2049198 | 2081856 | 2060244 | 2078112 | 2186829 | | 5.2 Micro and Small Enterprises5 | 1939655 | 1958526 | 1974191 | 1964032 | 2030754 | 2020474 | | 5.3 Medium Enterprises6 | 470617 | 480987 | 490703 | 498958 | 502496 | 511467 | | 5.4 Housing | 756997 | 754645 | 755222 | 753576 | 762822 | 752911 | | | (659871) | (658400) | (660572) | (659843) | (670883) | (661668) | | 5.5 Educational Loans | 61682 | 62106 | 62235 | 61027 | 61277 | 61269 | | 5.6 Renewable Energy | 5564 | 5868 | 5991 | 5712 | 5923 | 6279 | | 5.7 Social Infrastructure | 2580 | 2592 | 2613 | 2619 | 2674 | 2949 | | 5.8 Export Credit | 13102 | 12630 | 11774 | 13433 | 11218 | 11721 | | 5.9 Others | 64169 | 62553 | 61336 | 75152 | 62047 | 60871 | | 5.10 Weaker Sections including net PSLC- SF/MF | 1619097 | 1624823 | 1647778 | 1605821 | 1670313 | 1716930 | Notes : (1) Data are provisional. Non-food credit data is based on fortnightly Section-42 return, which covers all scheduled commercial banks (SCBs), while sectoral non-food credit data are based on sector-wise and industry-wise bank credit (SIBC) return, which covers select banks accounting for about 95 per cent of total non-food credit extended by all SCBs, pertaining to the last reporting Friday of the month.
(2) Data since July 28, 2023 include the impact of the merger of a non-bank with a bank. Figures in parentheses exclude the impact of the merger.
1 Wholesale trade includes food procurement credit outside the food credit consortium.
2 NBFCs include HFCs, PFIs, Microfinance Institutions (MFIs), NBFCs engaged in gold loan and others.
3 “Other Services” include Mutual Fund (MFs), Banking and Finance other than NBFCs and MFs and other services which are not indicated elsewhere under services.
4 “Agriculture and Allied Activities” under the priority sector also include priority sector lending certificates (PSLCs).
5 “Micro and Small Enterprises” under the priority sector include credit to micro and small enterprises in industry and services sectors and also include PSLCs.
6 “Medium Enterprises” under the priority sector include credit to medium enterprises in industry and services sectors.
Also see Notes on Tables.
Source : Reserve Bank of India. | |