| (At end-March 2024) |
| (Per cent) |
| Sr. No. | Bank Name | Average Cost of Deposits | Average Yield on Advances | Net Interest Income to Total Assets (Spread) | Net Interest Income to Working Fund | Non- Interest Income to Working Fund | Return on Assets (ROA) | CRAR | Business per Employee (₹ crores) | Profit per Employee (₹ crores) |
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 |
| 1 | Abhyudaya Co-Op. Bank Ltd., Mumbai | 4.6 | 8.6 | 2.3 | 2.5 | 0.9 | -1.8 | 2.1 | 5.9 | -0.1 |
| 2 | Ahmedabad Mercantile Co-Op.Bank Ltd. | 5.6 | 9.0 | 3.4 | 3.2 | 0.5 | 1.6 | 33.4 | 46.6 | 0.2 |
| 3 | Akola Urban Co-Op.Bank Ltd. | 4.8 | 10.1 | 3.3 | 3.2 | 1.2 | 0.8 | 15.0 | 54.4 | 0.0 |
| 4 | Amanath Co-Op.Bank Ltd.,Bangalore | 0.0 | 6.7 | 4.3 | 4.1 | 2.8 | 2.3 | 94.2 | 66.9 | 0.0 |
| 5 | Andhra Pradesh Mahesh Co-Operative Urban Bank Ltd.Hyderabad | 5.4 | 11.3 | 3.5 | 3.5 | 0.3 | 1.8 | 45.2 | 28.0 | 0.1 |
| 6 | Apna Sahakari Bank Ltd. | 5.0 | 7.2 | 1.4 | 1.6 | 0.6 | -1.3 | 5.6 | 85.0 | -0.1 |
| 7 | Bassein Catholic Co-Op.Bank Ltd. | 5.5 | 9.0 | 2.8 | 2.8 | 0.2 | 1.1 | 22.3 | 55.0 | 0.2 |
| 8 | Bharati Sahakari Bank Ltd.(Poona) | 3.9 | 8.9 | 3.6 | 3.5 | 0.2 | 1.1 | 21.2 | 67.6 | 0.1 |
| 9 | Bombay Mercantile Co-Op.Bank Ltd. | 3.0 | 9.6 | 3.1 | 4.0 | 1.4 | 0.2 | 15.0 | 85.2 | 0.0 |
| 10 | Citizen Credit Co-Op.Bank Ltd.Mumbai | 4.7 | 8.9 | 3.1 | 3.3 | 0.4 | 0.6 | 23.5 | 49.3 | 0.0 |
| 11 | Cosmos Co-Operative Bank Ltd.Pune | 5.2 | 9.4 | 3.1 | 3.0 | 2.3 | 1.7 | 15.4 | 93.3 | 0.1 |
| 12 | Dombivali Nagari Sahakari Bank Ltd. | 4.4 | 9.9 | 3.5 | 3.5 | 2.0 | 0.5 | 15.6 | 69.3 | 0.0 |
| 13 | Goa Urban Co-Op.Bank Ltd. | 5.2 | 9.3 | 3.3 | 32.0 | 3.6 | 0.9 | 21.0 | 62.1 | 0.0 |
| 14 | GP Parsik Sahakari Bank Ltd.,Kalwa,Thane | 4.0 | 8.9 | 3.8 | 3.7 | 0.6 | 1.0 | 21.7 | 48.6 | 0.1 |
| 15 | Greater Bombay Co-Op.Bank Ltd. | 4.6 | 8.3 | 2.8 | 2.8 | 2.0 | 0.2 | 19.5 | 72.9 | 0.0 |
| 16 | GS Mahanagar Co-Operative Bank Ltd., Mumbai | 4.8 | 10.2 | 3.7 | 3.8 | 0.8 | 1.0 | 17.4 | 57.5 | 0.1 |
| 17 | Indian Mercantile Coop.Bank Ltd Lucknow | 3.2 | 4.7 | 2.9 | 3.6 | 1.0 | 1.0 | 57.6 | 21.5 | 0.0 |
| 18 | Jalgaon Janata Sahakari Bank Ltd. | 5.2 | 10.2 | 3.3 | 3.3 | 0.7 | 0.9 | 15.7 | 94.8 | 0.1 |
| 19 | Jalgaon People’s Co-Op.Bank Ltd. | 5.0 | 9.8 | 2.9 | 2.8 | 1.1 | 0.1 | 13.3 | 74.7 | 0.0 |
| 20 | Janakalyan Sahakari Bank Ltd.(Bombay) | 4.4 | 9.3 | 3.2 | 3.6 | 0.8 | 0.3 | 13.7 | 32.1 | 0.0 |
| 21 | Janalaxmi Co-Op.Bank Ltd.(Nasik) | 5.0 | 11.1 | 2.3 | 3.9 | 2.3 | 0.5 | 32.9 | 29.0 | 0.0 |
| 22 | Janata Sahakari Bank Ltd.(Poona) | 5.0 | 8.8 | 2.6 | 2.4 | 1.8 | 0.5 | 14.3 | 61.3 | 0.0 |
| 23 | Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd. | 5.9 | 10.4 | 3.2 | 3.4 | 0.5 | 0.5 | 13.2 | 121.6 | 0.0 |
| 24 | Karad Urban Co-Op.Bank Ltd. | 5.5 | 9.5 | 3.0 | 3.0 | 0.9 | 0.7 | 16.2 | 66.0 | 0.0 |
| 25 | Khamgaon Urban Co-Op.Bank Ltd. | 4.4 | 10.2 | 3.5 | 3.5 | 0.9 | 0.7 | 21.4 | 49.3 | 0.0 |
| 26 | Mehsana Urban Co-Operative Bank Ltd. | 5.8 | 9.9 | 3.3 | 3.0 | 0.5 | 1.3 | 15.3 | 88.7 | 0.2 |
| 27 | Nagpur Nagarik Sahakari Bank Ltd. | 4.4 | 9.0 | 3.3 | 3.3 | 0.8 | 0.4 | 14.2 | 86.6 | 0.0 |
| 28 | Nasik Merchants’ Co-Op.Bank Ltd. | 5.0 | 9.2 | 3.6 | 3.2 | 1.8 | 1.7 | 31.9 | 33.1 | 0.1 |
| 29 | New India Co-Op.Bank Ltd. | 4.9 | 10.0 | 1.9 | 2.0 | 1.7 | 0.2 | 9.1 | 53.8 | 0.0 |
| 30 | NKGSB Co-Op. Bank Ltd. | 5.3 | 8.9 | 2.5 | 2.5 | 0.6 | 0.3 | 12.8 | 92.3 | 0.0 |
| 31 | Nutan Nagrik Sah.Bank Ltd.(Ahmedabad) | 6.1 | 9.0 | 1.8 | 1.7 | 0.8 | 0.7 | 15.3 | 74.8 | 0.1 |
| 32 | Pravara Sahakari Bank Ltd. | 5.5 | 10.0 | 3.2 | 3.1 | 0.5 | 0.6 | 14.1 | 48.0 | 0.0 |
| 33 | Rajaram Bapu Sahakari Bank Ltd. | 6.1 | 9.4 | 2.7 | 2.7 | 0.6 | 0.6 | 14.3 | 66.6 | 0.0 |
| 34 | Rajkot Nagrik Sahakari Bank Ltd. | 5.4 | 9.8 | 3.3 | 3.2 | 0.1 | 1.3 | 18.2 | 69.7 | 0.1 |
| 35 | Sangli Urban Co-Op.Bank Ltd. | 5.8 | 9.8 | 2.4 | 2.6 | 1.6 | 1.7 | 14.1 | 52.5 | 0.1 |
| 36 | Saraswat Co-Operative Bank Ltd. | 5.3 | 9.3 | 2.6 | 2.4 | 0.8 | 0.9 | 17.3 | 83.4 | 0.1 |
| 37 | SBPP Co-Operative Bank Ltd | 4.5 | 9.7 | 3.8 | 3.6 | 0.8 | 1.9 | 20.8 | 72.3 | 0.1 |
| 38 | Shikshak Sahakari Bank Ltd.,Nagpur | 4.9 | 10.9 | 3.1 | 3.7 | 2.5 | 1.8 | 16.2 | 73.6 | 0.1 |
| 39 | Sholapur Janata Sahakari Bank Ltd. | 5.2 | 10.5 | 3.2 | 3.4 | 0.6 | 1.3 | 17.9 | 61.3 | 0.1 |
| 40 | Surat People’s Co-Op.Bank Ltd. | 5.9 | 9.4 | 2.9 | 2.7 | 0.6 | 1.6 | 16.6 | 68.2 | 0.3 |
| 41 | SVC Co-Operative Bank Ltd. | 5.4 | 9.8 | 3.0 | 3.4 | 0.8 | 0.9 | 15.4 | 86.2 | 0.1 |
| 42 | Thane Bharat Sahakari Bank Ltd.Thane | 4.3 | 8.9 | 3.3 | 3.4 | 1.4 | 0.4 | 14.4 | 62.4 | 0.0 |
| 43 | The Akola Janata Commercial Co-Operative Bank Ltd. | 4.7 | 11.1 | 3.9 | 3.7 | 0.9 | 1.4 | 24.5 | 47.8 | 0.1 |
| 44 | The Bharat Co-Operative Bank (Mumbai)Ltd. | 5.4 | 9.5 | 2.5 | 2.5 | 0.6 | 0.1 | 13.7 | 95.8 | 0.0 |
| 45 | The Kalupur Comm.Co-Op.Bank Ltd. | 5.3 | 9.3 | 3.4 | 3.2 | 0.6 | 1.7 | 20.4 | 82.0 | 0.2 |
| 46 | The Kalyan Janata Sah.Bank Ltd.Kalyan | 4.9 | 9.8 | 3.1 | 3.1 | 0.7 | 0.4 | 11.6 | 97.4 | 0.0 |
| 47 | TJSB Sahakari Bank Ltd. Thane | 5.1 | 9.8 | 3.4 | 3.2 | 0.6 | 1.4 | 17.6 | 62.1 | 0.1 |
| 48 | Vasai Vikas Sahakari Bank Ltd. | 49.2 | 8.8 | 2.7 | 2.6 | 0.7 | 0.3 | 16.6 | 55.2 | 0.0 |
| 49 | Zoroastrian Co-Operative Bank Ltd. | 4.8 | 8.8 | 3.2 | 3.1 | 0.3 | 0.2 | 22.1 | 50.1 | 0.0 |
Note: Data for as on March 31, 2024 are provisional.
Source: Off-site surveillance returns, RBI. |