| (Amount in ₹ crore) | | Items | 2021-22 | 2022-23 | 2023-24 | H1: 2024-25 | | 1 | 2 | 3 | 4 | 5 | | A. Total Income | 2,63,729 | 3,22,712 | 4,01,842 | 2,28,365 | | (i) Fund Based Income | 2,45,353 | 2,79,241 | 3,68,892 | 2,12,037 | | | (93) | (86.5) | (91.8) | (92.9) | | (ii) Fee Based Income | 11,452 | 14,522 | 18,211 | 10,117 | | | (4.3) | (4.5) | (4.5) | (4.4) | | B. Expenditure | 2,08,718 | 2,30,457 | 2,79,370 | 1,63,223 | | (i) Financial Expenditure | 1,25,178 | 1,40,759 | 1,69,159 | 99,662 | | | (60) | (61.1) | (60.6) | (61.1) | | of which, Interest payment | 58,582 | 72,485 | 94,985 | 48,447 | | | (28.1) | (31.5) | (34) | (29.7) | | (ii) Operating Expenditure | 37,493 | 47,232 | 58,601 | 35,189 | | | (18) | (20.5) | (21) | (21.6) | | (iii) Others | 46,046 | 42,465 | 51,610 | 28,372 | | | (22.1) | (18.4) | (18.5) | (17.4) | | C. Tax Provisions | 13,426 | 14,904 | 23,958 | 10,971 | | D. Profit Before Tax | 55,011 | 92,255 | 1,22,473 | 65,142 | | E. Net Profit | 41,585 | 77,351 | 98,515 | 54,171 | | F. Total Assets | 28,72,954 | 32,86,069 | 37,09,086 | 40,79,806 | | G. Financial Ratios (as Per cent of Total Assets) | | | | | | (i) Income | 9.2 | 9.8 | 10.8 | 11.2 | | (ii) Fund Income | 8.5 | 8.5 | 9.9 | 10.4 | | (iii) Fee Income | 0.4 | 0.4 | 0.5 | 0.5 | | (iv) Expenditure | 7.3 | 7.0 | 7.5 | 8.0 | | (v) Financial Expenditure | 4.4 | 4.3 | 4.6 | 4.9 | | (vi) Operating Expenditure | 1.3 | 1.4 | 1.6 | 1.7 | | (vii) Tax Provision | 0.5 | 0.5 | 0.6 | 0.5 | | (viii) Net Profit | 1.4 | 2.4 | 2.7 | 2.7 | | H. Cost to Income (percentage) | 79.1 | 71.4 | 69.5 | 71.5 | Notes: 1. Data are provisional and H1: 2024-25 ratios have been annualised.
2. Total income includes non-financial income as well, which is not reported in the table.
3. Data given for 2021-22, 2022-23, 2023-24 are for NBFCs (excluding CICs, HFCs & SPDs) falling in Upper layer and Middle layer as on March 31, 2024.
4. Figures in parentheses are share (in per cent) to respective total.
5. Percentage figures are rounded-off.
Source: Quarterly returns of NBFCs, RBI. | |