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Date : Jan 24, 2025
Scheduled Commercial Banks - Business in India
(₹ Crore)
Item Outstanding as on Jan. 10, 2025 Variation over
Fortnight Financial year so far Year-on-Year
2023-24 2024-25 2024 2025
  1 2 3 4 5 6
1 Liabilities to the Banking System            
1.1 Demand and Time Deposits from Banks 270043 -21532 36636 -24427 53463 7288
1.2 Borrowings from Banks 143689 5355 113781 -38740 134885 -37291
1.3 Other Demand and Time Liabilities 30536 3931 11222 -41915 15432 -39210
2 Liabilities to Others            
2.1 Aggregate Deposits 22150249 87658 1940921 1675023 2310060 2165414
  (22084821)   (1821562)   (2190701) (2219345)
2.1a Growth (Per cent)   0.4 10.8 8.2 13.1 10.8
      (10.1)   (12.4) (11.2)
2.1.1 Demand 2478194 -91379 84970 34341 189777 212793
2.1.2 Time 19672055 179037 1855952 1640682 2120284 1952621
2.2 Borrowings 926377 -28723 380687 148435 353023 100361
2.3 Other Demand and Time Liabilities 985205 -11421 82564 47777 193155 112990
3. Borrowings from Reserve Bank 292649 47952 67558 69933 136706 60006
4 Cash in Hand and Balances with Reserve Bank 1008834 -19860 106073 -12082 99121 2591
4.1 Cash in hand 78233 -11034 -3331 -11200 -19286 -8699
4.2 Balances with Reserve Bank 930602 -8826 109404 -881 118407 11290
5 Assets with the Banking System            
5.1 Balances with Other Banks 204074 -12664 1008 5746 9674 9643
5.2 Money at Call and Short Notice 12027 -6316 -13087 -328 -7867 249
5.3 Advances to Banks 39185 -1497 1036 -9183 -923 -3035
5.4 Other Assets 56453 -7394 25822 -58971 31678 -36499
6 Investments 6619827 24080 591145 513269 805830 613534
  (6568952)   (494524)   (709210) (659280)
6.1a Growth (Per cent)   0.4 10.9 8.4 15.5 10.2
      (9.1)   (13.6) (11.2)
6.1 Government Securities 6619314 24065 591244 513705 805956 613748
6.2 Other Approved Securities 513 15 -99 -436 -126 -214
7 Bank Credit 17801605 58567 2294690 1369441 2693167 1831679
  (17368554)   (1728150)   (2126626) (1965169)
7.1a Growth (Per cent)   0.3 16.8 8.3 20.3 11.5
      (12.6)   (16.0) (12.8)
7a.1 Food Credit 57723 1584 24063 34642 -8686 13755
7a.2 Non-food Credit 17743882 56983 2270628 1334799 2701852 1817924
7b.1 Loans, Cash Credit and Overdrafts 17477472 55424 2262006 1343169 2643894 1790560
7b.2 Inland Bills - Purchased 74487 2424 12276 14020 17132 22776
7b.3 Discounted 211716 -103 29424 14358 39019 19381
7b.4 Foreign Bills - Purchased 15701 150 -2864 -711 -1289 -980
7b.5 Discounted 22229 672 -6152 -1396 -5590 -58
1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank.
2. Figures in parentheses exclude the impact of the merger.
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