| (Amount in ₹ crore) | | Items | 2021-22 | 2022-23 | 2023-24 | H1: 2024-25 | | 1 | 2 | 3 | 4 | 5 | | A. Total Income | 1,12,952 | 1,41,310 | 1,82,115 | 1,01,219 | | (i) Fund Based Income | 1,07,477 | 1,32,676 | 1,71,480 | 95,976 | | | (95.2) | (93.9) | (94.2) | (94.8) | | (ii) Fee Based Income | 588 | 2,424 | 4,219 | 2,314 | | | (0.5) | (1.7) | (2.3) | (2.3) | | B. Expenditure | 86,201 | 1,02,181 | 1,30,395 | 71,939 | | (i) Financial Expenditure | 43,258 | 52,579 | 72,748 | 39,868 | | | (50.2) | (51.5) | (55.8) | (55.4) | | of which, Interest payment | 21,849 | 29,132 | 42,930 | 24,514 | | | (25.3) | (28.5) | (32.9) | (34.1) | | (ii) Operating Expenditure | 22,903 | 30,588 | 37,349 | 19,606 | | | (26.6) | (29.9) | (28.6) | (27.3) | | (iii) Others | 20,039 | 19,014 | 20,298 | 12,465 | | | (23.2) | (18.6) | (15.6) | (17.3) | | C. Tax Provisions | 6,823 | 10,373 | 13,102 | 7,263 | | D. Profit Before Tax | 26,751 | 39,129 | 51,720 | 29,280 | | E. Net Profit | 19,928 | 28,756 | 38,618 | 22,017 | | F. Total Assets | 8,46,058 | 10,71,050 | 13,59,521 | 13,73,785 | | G. Financial Ratios (as Per cent of Total Assets) | | | | | | (i) Income | 13.4 | 13.2 | 13.4 | 14.7 | | (ii) Fund Income | 12.7 | 12.4 | 12.6 | 14.0 | | (iii) Fee Income | 0.1 | 0.2 | 0.3 | 0.3 | | (iv) Expenditure | 10.2 | 9.5 | 9.6 | 10.5 | | (v) Financial Expenditure | 5.1 | 4.9 | 5.4 | 5.8 | | (vi) Operating Expenditure | 2.7 | 2.9 | 2.7 | 2.9 | | (vii) Tax Provision | 0.8 | 1.0 | 1.0 | 1.1 | | (viii) Net Profit | 2.4 | 2.7 | 2.8 | 3.2 | | H. Cost to Income (percentage) | 76.3 | 72.3 | 71.6 | 71.1 | Notes: 1. Data are provisional and H1: 2024-25 ratios have been annualised.
2. Total income includes non-financial income as well, which is not reported in the table.
3. Data given for 2021-22, 2022-23, 2023-24 are for NBFCs (excluding CICs, HFCs & SPDs) falling in Upper layer and Middle layer as on March 31, 2024.
4. Figures in parentheses are share (in per cent) to respective total.
5. Percentage figures are rounded-off.
Source: Quarterly returns of NBFCs, RBI. | |