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Date : Aug 01, 2007
Annex 2.15 Urban Cooperative Banks: Description of Returns, periodicity and due date of submission

Sr. No.

Return Name

Description

Periodicity

Submitted by

Due Date

1.

Average Daily Balance

Section 42(1) of RBI Act 1934-maintenance of Cash Reserve Ratio(CRR) by Scheduled Primary (Urban) Cooperative Banks

Fortnightly

RBI-DAD

Usually DAD forwards to ROs the next fortnight

2.

Balance Sheet

BR Act (AACS) Sec.29 & 31

Yearly as on31 March

All UCBs

On or before30 September

3.

Form B

RBI Act Sec 42

Fortnightly

Scheduled banks

Within 7 days from the reporting Friday/ last Friday of the month

4.

Form IX

BR Act (AACS) Sec.27

Monthly

All UCBs

Last day of the subsequent month

5.

Form IX (special)

BR Act (AACS)

Yearly as on

All UCBs

15th May

 

 

Sec.27

31 March

 

 

6.

Form VIII

BR Act (AACS) Sec 18 & 24

Yearly as on31 Devember

All UCBs

Within 30 days from the close of the calendar year

7.

Form I with appendices I & II

BR Act (AACS) Sec 18 & 24

Monthly

All UCBs

20th of the subsequent month

8.

Form II

BR Act (AACS) Sec 20 (2)

Monthly

All UCBs

Last day of next month

9.

Monetary Aggregated

Non Statutory

Monthly

Deposits Rs.10 crore and above

10th of next month

10.

Penal interest

**BR Act (AACS) Sec 18 & 24

Whenever there is default in maintenance of CRR & SLR

All UCBs - defaulting

As soon as the Form I is received

11.

Penalty register

**BR Act (AACS) Sec 46(A) 47A

Whenever there is default in submission of the returns

All UCBs - defaulting

Show cause is issued after due date of that particular return

Licensing

1.

Allotment Register

 

 

RBI

Whenever required

2.

Bank licensing register

**BR Act (AACS) Sec 22

 

RBI

Whenever required

 

Sr. No.

Return Name

Description

Periodicity

Submitted by

Due Date

3.

Branch Licensing Register

**BR Act (AACS) Sec 23

 

RBI

Whenever required

4.

Form VI Statement of Offices in India

BR Act (AACS) Sec 23

Quarterly

All UCBs

Within one month from the close of the quarter

1.

Loans and Advances to Priority Sector/ weaker Section

Non -Statutory

Yearly

All UCBs

Within one month from the end of period to which it relates

2.

Priority Sector Advances Credit Flow to Minority

Non -Statutory

March & September

All UCBs

Within one month from the end of period to which it relates

3.

UCB’s Investment in other UCBs/ Institutions

BR Act (AACS) Sec 19

Quarterly

All UCBs

within one month from the end of period to which it relates

ALM (Asset Liability Management)

1.

Interest Rate Sensitivity

Non-Statutory

Last reporting Friday of the month

Scheduled banks

 

2.

Short term Dynamic Liquidity

Non-Statutory

Monthly

Scheduled banks

 

3.

Statement of Structural Liquidity

Non-Statutory

Monthly

Scheduled banks

 

MIS (Management Information System)

1.

Statement of suit filed account of Rs.1 crore & above

Non-Statutory

Quarterly

Scheduled banks

Within one month from the close of the quarter

2.

Statement for willful defaults of Rs. 25 lakhs & above

Non-Statutory

Quarterly

Scheduled banks

Within one month from the close of the quarter

Rehabilitation

1.

Annual financial Review

 

Annually

All UCBs

 

2.

Banks under Direction

Non-Statutory

 

RBI

 

3.

Banks under Liquidation

Non-Statutory

 

RBI

 

 

Sr. No.

Return Name

Description

Periodicity

Submitted by

Due Date

4.

Banks under Supersession

Non-Statutory

 

RBI

 

5.

Quarterly Progress Report

 

Quarterly

All UCBs

 

Directive

1.

Advances against security of Shares/ Debentures

Non-Statutory

Quarterly

All UCBs

Within 15 days from the close of the quarter

2.

Annual NPA

Non-Statutory

Yearly

All UCBs

Within 2 months from the end of the financial year

3.

Daily Call & Notice

Non-Statutory Money

Fortnightly

All UCBs

Within 10 days from the close of the fortnight

4.

Loans & Advances to the Bank’s Directors

Non-Statutory

Quarterly

All UCBs

Within 15 days from the close of the quarter

Fraud

1.

Actual reports

Non-Statutory

No fixed periodicity

ALL UCBs

As soon as cases come to the notice of a bank

2.

Category Classification

Non-Statutory

Quarterly

 

 

3.

Complaint Register

Non-Statutory

 

RBI

No fixed periodicity but as soon as the bank reports

4.

Frauds Outstanding

Non-Statutory

Quarterly

All UCBs

15 days from the close of the quarter

5.

Report on dacoities/ Robberies/Theft/ Burglaries

Non-Statutory

Quarterly*

All UCBs

Within one week of occurrence

Off-site Surveillance(OSS)

1.

I-Statement on Assets & Liabilities

Non-Statutory

Quarterly

Scheduled banks - Deposits more than Rs.100 crore

6 weeks from the close of the Quarter

2.

II-Statement of Earnings

Non-Statutory

Quarterly

Scheduled banks - Deposits more than Rs.100 crore

6 weeks from the close of the Quarter

 

Sr. No.

Return Name

Description

Periodicity

Submitted by

Due Date

3.

III-Statement on Asset Quality

Non-Statutory

Quarterly

Scheduled banks - Deposits more than Rs.100 crore

6 weeks from the close of the Quarter

4.

IV- Statement on Non Performing Assets

Non-Statutory

Quarterly

Scheduled banks - Deposits more than Rs.100 crore

6 weeks from the close of the Quarter

5.

V – Statement on Segment/Sector

Non-Statutory

Quarterly

Scheduled banks - Deposits more than Rs.100 crore

6 weeks from the close of the Quarter

6.

VI-Statement on Connected Lending

Non-Statutory

Quarterly

Scheduled banks - Deposits more than Rs.100 crore

6 weeks from the close of the Quarter

7.

VII-Statement on CRAR

Non-Statutory

Quarterly

Scheduled banks - Deposits more than Rs.100 crore

6 weeks from the close of the Quarter

8.

VIII-Statement on Bank Profile

Non-Statutory

Yearly, as on31 March

Scheduled banks - Deposits more than Rs.100 crore

6 weeks from the close of the Quarter

* difference in Manual & Application.

** RBI executes under the given provision.


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